Everyone needs a break once in a while. Some may get burned out by putting in long hours at the office and need a mental and physical break, to get back on track. Others may be college students looking to celebrate after tough exams. For love, life, adventure, family, Whatever it may be, everyone dreams of a perfect getaway to hit back, relax and get away from our everyday lives.

So you found the perfect travel destination? Hold your horses. Before hitting the sunny beaches, boarding that plane, hiking that mountain or exploring some incredible city, here are 3 things to remember before going on a vacation.

1. Plan your finances before you head out to your vacation. Decide exactly how much money you want to take for spending purposes and back up money. If you’re planning on going to a destination with casinos or expensive shopping options, financial planning is crucial.

2. Make sure you don’t have any open issues or tasks at work that may interfere with your vacation. No one likes to get phone calls from work while on vacation for any purpose. Making sure that you closed all your tasks will ensure that you travel with a clear mind and hopefully (emergencies aside) keep it that way.

3. If you are planning on traveling out of the country or considering doing extreme sports, get proper travelers insurance. We tend to embrace adventure feeling confident and not worried that anything significantly detrimental will happen to us. The likelihood is that nothing will. However, the 0.01 percent chance that something could happen is a good enough reason to get insured. Some health insurance plans cover travel and cover other countries but many don’t. Better to err on the side of caution, and it’s not terribly expensive either.